1. Arbitration Agreement & Waiver of Collective Action Rights

You and VisiblePaths agree to final and binding arbitration of all claims (as defined in the Arbitration Agreement) before the American Arbitration Association pursuant to the written Arbitration Agreement. PLEASE READ THE ARBITRATION AGREEMENT CAREFULLY. IT AFFECTS YOUR RIGHTS. THE AGREEMENT TO ARBITRATE ALL CLAIMS IS A CONDITION OF YOUR USE OF THE VISIBLEPATHS WEBSITE AND/OR ANY SERVICES REFERENCED HEREIN.

2. Choice of Law

Except as otherwise provided in the Arbitration Agreement, the relationship between you and VisiblePaths is governed by the laws of the State of Massachusetts without regard to its conflict of law provisions.

3. Acceptance of Terms

VisiblePaths, Inc. (“VisiblePaths,” “we,” “us,” or “our”) provides users with a comprehensive platform for car selection, financing advice, insurance information, communications platform, and related services that can be accessed from or through this website (collectively, “Services”). Please read these Terms of Service carefully before using the Services. By accessing or using the Services, you accept and agree to be bound by these Terms of Service (“Terms of Service”) and all applicable laws. If you do not agree to the Terms of Service, you are not authorized to use this website or the Services.

4. User Conduct

You are authorized by VisiblePaths to access and use the Services solely for your personal, non-commercial use, provided that you are at least 18 years of age. The information and materials on this website may not be copied, transmitted, displayed, distributed, downloaded, modified, published, posted, reproduced, or used for commercial or public purposes without VisiblePaths' prior written consent. Data mining, robots, or similar data gathering or extraction tools are strictly prohibited. You agree not to use the Services for any unlawful purpose.

You may be required to register to access certain features of this website. You are responsible for maintaining the confidentiality of your password and account and are fully responsible for all activities under your password or account. You agree to immediately notify VisiblePaths of any unauthorized use of your password or account and ensure you exit from your account at the end of each session. VisiblePaths is not liable for any loss or damage arising from your failure to comply with this section.

5. Telephonic Communications

By providing your telephone number to VisiblePaths, you consent to receive prerecorded voice messages and/or autodialed calls or text messages related to our services. You may opt-out of automated calls or text messages at any time by following the instructions provided in the communication.

6. Privacy

VisiblePaths is committed to protecting your privacy. Our collection and use of your personal information are governed by the VisiblePaths Privacy Policy, which is incorporated by reference into these Terms of Service. By using the Services, you consent to the collection and use of your information as outlined in the Privacy Policy.

7. Services

All information provided on this website is for informational purposes only. VisiblePaths does not guarantee the accuracy, availability, quality, or safety of vehicles, financing, or insurance. Any reliance on the information provided is at your own risk.

8. No Commercial Use of Services

You agree not to reproduce, duplicate, copy, sell, trade, resell, or exploit for commercial purposes any portion or use of, or access to, the Services.

9. Right to Deny Access and to Modify the Services

VisiblePaths reserves the right to deny access to the Services to anyone for any reason. VisiblePaths also reserves the right to modify or discontinue the Services at any time without notice. You agree that VisiblePaths shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Services.

10. Indemnification

You agree to indemnify, defend, and hold harmless VisiblePaths and its subsidiaries, affiliates, partners, officers, directors, employees, and agents from all claims, damages, losses, liabilities, costs, and expenses arising out of or in connection with your use of the Services, any content you submit, and/or any violation of these Terms of Service.

11. Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. VISIBLEPATHS DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF ANY INFORMATION ON THIS WEBSITE. YOUR USE OF THE SERVICES IS AT YOUR OWN RISK.

12. Limitation of Liability

VISIBLEPATHS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE SERVICES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SERVICES IS TO STOP USING THEM.

13. Exclusions and Limitations

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for incidental or consequential damages, so some of the above exclusions and limitations may not apply to you.

14. Notice

VisiblePaths may provide you with notices by email, regular mail, SMS, text message, postings on the Services/website, or other reasonable means.

15. Trademark and Intellectual Property

All trademarks, trade names, service marks, logos, and product and service names are the property of VisiblePaths and may not be used without our prior written approval.

16. Copyright or Intellectual Property Complaints

If you believe your intellectual property rights have been violated, please provide us with the following information:

• A physical or electronic signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property right.
• A description of the copyrighted work or other intellectual property that you claim has been infringed.
• A description of where the material that you claim is infringing is located on our website.
• Your address, telephone number, and email address.
• A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright or intellectual property owner, its agent, or the law.
• A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

Please send the foregoing information to our agent for notice of claims of copyright or other intellectual property infringement at:

17. General Information

These Terms of Service may be amended from time to time without notice in VisiblePaths' sole discretion. Any changes to the Terms of Service will be effective immediately upon the posting of the revised Terms of Service on this website. The Terms of Service constitute the entire agreement between you and VisiblePaths and govern your use of the Services, superseding any prior agreements between you and VisiblePaths. If any provision of these Terms of Service is found to be invalid, the parties agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions remain in full force and effect.

18. Additional Terms for Specific Services

VisiblePaths may offer additional services, such as car selling or trade-in services, which may have additional terms and conditions. Please refer to the specific terms for those services for more information.

9. Contact Us

If you have any questions or concerns about this Privacy Notice, please contact us at,

VisiblePaths, Inc.

44 Portland Street, Fl 4

Worcester, MA 01608

Email: support@visiblepaths.com